Company Mission
Single portal for LTC-related services: LTC Risk Advisors has assembled the only long term care advisory team focused entirely on wealth management firms and their unique client environment. We offer an unparalleled ability to merge home care issues, money management, estate planning and insurance into a cohesive and coherent high-value, comprehensive long-term care plan:

1) Wealth retention strategies – the team’s deep experience helps relationship managers minimize LTC-related deployment of client funds and prevent large outlays at any point in life.

2) LTC financial planning – specialized expertise utilizes optimal risk mitigation strategies, leverages personal and corporate tax laws, and optimizes investments related to LTC events.

3) Long-term care insurance expertise
– tailoring the right options for affluent individuals in all stages of life is combined with a disciplined financial evaluation of insurer and policy options.

4) Senior home care and wellness – clients’ quality of life is enhanced through pro-active personal education and high-level care management that enhances health and prolongs independence.

Howard Rubin, President

LTC Risk Advisors delivers expertise and services for the high net worth client unique to the long-term care industry. We have three goals for clients: provide the best risk-adjusted solutions, the best wellness planning available, and the best care when they need it.